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Financial education designed for how you actually live. No judgment, just real insights.
Meme Stocks and FOMO: How Not to Lose Your Shirt on Reddit Tips
Let's be real: meme-stock hype is loud and addictive. This guide shows how to spot the safe money to invest, avoid FOMO trades, and protect cash you actually need for rent and bills.
Klarna vs Afterpay vs Affirm: Which BNPL Actually Hits Your Credit Report?
No judgment — BNPL is lowkey convenient and also lowkey dangerous for doom spending. Here’s who currently reports to credit bureaus, what that actually means for your score, and a clear plan to detox.
Your First Budget Ever: A No-Judgment Guide to Safe-to-Spend
Look, building your first budget is lowkey stressful — but it doesn't have to be. Learn the Pearl Safe-to-Spend Rule to get one daily number that tells you what you can actually spend without derailed
The Creator Economy Tax Guide: Sponsorships, Merch, and Ad Revenue (No Panic, Just Plan)
Look, irregular income is stressful and totally valid. This guide shows you how to set aside the right percentages, build a smooth monthly payout, and handle taxes for sponsorships, merch, and ad rev—
Sinking Funds for Beginners: Build a 'Car Repair' and 'Gifts' Fund
Here's how sinking funds let you fund your plot—not deprive yourself—so surprises like car repairs or birthdays don't wreck your vibe. Real numbers, timelines, and a simple system to start today.